One Screen, One Scam: Inside Kashmir’s Silent UPI Spoofing Crisis By: Javid Amin | 05 July 2026 When “Payment Successful” Means Nothing At All Picture a Saturday afternoon at Lal Chowk. The counter is three customers deep, the till hasn’t stopped ringing, and a young man in a hurry holds up his phone to show a green tick and the words “Payment Successful.” The shopkeeper glances at it, nods, and hands over the shirt. Thirty seconds later, the customer is gone — and so is the money that never actually…
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