J&K Bank’s Big Lending Shift: Why 30.9% Growth Outside J&K Is Raising Questions at Home

J&K Bank's Big Lending Shift: Why 30.9% Growth Outside J&K Is Raising Questions at Home

J&K Bank Lending Row: 30.9% Growth Outside J&K vs 9.3% in UT Raises Questions Over Local Credit By: News Desk | 06 September 2026 As J&K Bank posts record ₹2,363 crore profit, the sharp difference in credit growth between its home market and operations outside the Union Territory has triggered a wider debate over profitability, local development and the bank’s historic role in Jammu & Kashmir Srinagar: The numbers tell a story that is difficult to ignore. Jammu & Kashmir Bank ended the financial year 2025-26 with its highest-ever annual…

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